The Need For Mobile Money Spawns A Startup Ecosystem Across Africa

Editor?s Note: Vanessa Clark is the co-founder of Mobiflock, a mobile safety and security company offering?parental control services for smartphones and tablets. She is involved in the mobile industry in Africa. Zimbabwean Tawanda Kembo, 25, has been employed for more than two years but still doesn?t qualify for a credit card. This is the result of banking restrictions on issuing credit cards, he says, and around 70 percent of his fellow Zimbabweans are in the same boat. This is not unusual across the entire African continent, which has a similar unbanked or underbanked rate, according to the World Bank.

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